With hurricane season threatening homes across Florida every year, flood damage is one of the most devastating and expensive losses a homeowner can face. At propertyinsurance .law , we represent Florida policyholders when their flood insurance claims are denied, delayed, or underpaid. This guide breaks down the key facts every Florida homeowner needs to know about flood insurance, claims, and policyholder rights. Who Provides Flood Insurance in Florida? Most flood insurance p

Dealing with a homeowners insurance claim in Florida can be frustrating; especially when the insurance company isn’t being clear or responsive. At propertyinsurance .law , we help Florida homeowners understand their insurance rights and hold insurance companies accountable when they delay, deny, or underpay valid claims. Below are the top five insurance questions  we receive from homeowners and how Florida law applies to each one. 1. Can My Insurance Company Refuse to Backdat

If you’ve suffered property damage and filed a homeowners insurance claim, understanding the difference between Replacement Cost Value (RCV) and Actual Cash Value (ACV) coverage could make thousands of dollars' difference in your recovery. At propertyinsurance .law , we help Florida homeowners navigate the fine print of their insurance policies to ensure they recover everything they’re owed after a loss. Here’s what you need to know about the two main types of homeowners insu