Property damage can create immediate questions about what is covered, what needs to be documented, and whether the insurance company’s estimate reflects the actual loss.
From our Winter Park office, we handle property insurance disputes statewide, including hurricane and wind damage, roof claims, water losses, fire and smoke damage, plumbing failures, commercial property claims, and other first-party property insurance matters.
We review the policy, the insurance company’s inspection and estimate, photographs, contractor findings, expert reports, and other available evidence to determine where the claim stands and what should happen next.
Property Claims We Handle Throughout Florida
Hurricane and wind damage. Florida storms can damage roofing, siding, windows, fencing, and interiors. We handle disputes over causation, repair scope, deductibles, and storm-related water intrusion.
Roof damage claims. Roof claims often turn on whether damage was caused by a covered event, how extensive it is, and whether a limited repair can reasonably restore the roof.
Water and plumbing losses. Burst pipes, supply-line failures, plumbing leaks, and other water losses can lead to disputes over sudden damage, long-term seepage, tear-out, drying, and reconstruction.
Commercial and association claims. We represent businesses, landlords, condominium associations, and other property owners in larger losses involving building damage, repair disputes, and interruption-related issues.
How We Handle a Property Insurance Claim
We begin by understanding what happened, what the insurance company has already done, and where the disagreement lies.
That may mean reviewing a denial letter, comparing competing estimates, evaluating an engineering report, documenting damage that was missed during the original inspection, or addressing a claim that has been sitting without a clear decision.
Our attorneys work directly with clients and, when appropriate, with contractors, roofers, engineers, estimators, and other professionals needed to develop the evidence.
The goal is to build a clear, well-supported claim and determine the best path toward resolution, whether through negotiation, appraisal where appropriate, mediation, or litigation.