A car crash can create several problems at once: injuries, medical treatment, missed work, vehicle damage, and calls from insurance adjusters asking questions before you know how the accident will affect you.
Some injuries are obvious right away. Others become clearer over the following days or weeks.
Meanwhile, the insurance company is investigating fault, reviewing your medical treatment, looking at prior conditions, and deciding what it believes the claim is worth.
We handle that process for you. We investigate the crash, preserve the evidence, document the full extent of your injuries and financial losses, and deal directly with the insurance companies involved.
Common Issues in Auto Accident Claims
Disputes over who caused the crash. Drivers and insurance companies do not always agree about what happened. Crash reports, photographs, vehicle damage, witnesses, video, electronic data, and other evidence can become important when fault is disputed.
Early settlement offers. An insurance company may offer money before you know the full extent of your injuries or whether you will need additional treatment. Accepting a settlement generally requires releasing the claim, which makes understanding your damages before signing important.
Gaps or delays in medical treatment. The insurance company may argue that a delay in treatment means an injury was not caused by the crash or was not serious. We review the medical history and circumstances rather than allowing a treatment timeline to tell the entire story.
Prior injuries or medical conditions. A previous back, neck, knee, or other condition does not necessarily mean a new crash caused no injury. The question may be whether the collision caused a new condition or aggravated an existing one.
Uninsured or underinsured drivers. If the person who caused the crash has no insurance or not enough insurance to cover the loss, your own policy may contain coverage that becomes important.
How We Handle Auto Accident Cases
We begin by investigating how the crash happened.
That may include reviewing the crash report, photographs, videos, witness information, vehicle damage, available electronic data, and other evidence relating to fault.
When necessary, we may work with accident reconstruction professionals or other experts to address disputed liability.
We also document the injury from beginning to end. That includes medical treatment, lost wages, future care when applicable, diminished earning capacity, and the ways the injury has affected your work, family, and everyday life.
We identify the insurance coverage that may be available and deal directly with the insurance companies involved.
Our goal is to build a complete case before discussing what constitutes a fair resolution. If the insurance company will not make a reasonable offer, we prepare to pursue the case through litigation.